feat: 真实支付配置 + 修复 yansongda 配置结构 bug + 后台 AI 实时进度

- 支付设置：支付宝/微信各自支持正式/沙箱网关环境，凭据字段补全（支付宝公钥、微信商户证书私钥/平台证书 PEM），密钥可直接粘贴 PEM 文本（yansongda 支持字符串）
- 修复关键 bug：yansongda 配置结构错误（app_id 等在 default 租户外，真实网关拿不到配置），现按 alipay.default / wechat.default 正确传入，并用 _force 保证每次调用生效
- 后台 AI 设置页新增 WebSocket 实时审核进度（ai.moderation.* 事件），未连接时降级提示
- 部署文档：明确 queue:work 与 workerman:serve 等价、dev:watch 用法
- 测试：支付宝/微信配置结构回归 + AI 设置页加载

plugins/neatstudio.ai-moderation/views/ai-settings.blade.php

@@ -28,4 +28,60 @@
             </div>
         @endif
     </x-filament::section>
+
+    <x-filament::section heading="AI 审核实时进度"
+        :description="'WebSocket :'.config('workerman.websocket_port', 8787).'（需 workerman:serve 运行；未连接时结果仍会落库，可在评论列表查看）'">
+        <div id="ai-moderation-feed" class="space-y-1 text-sm" style="max-height:260px;overflow-y:auto;">
+            <p class="text-gray-500">等待事件…</p>
+        </div>
+    </x-filament::section>
 </x-filament-panels::page>
+
+<script>
+document.addEventListener('DOMContentLoaded', function () {
+    var port = {{ (int) config('workerman.websocket_port', 8787) }};
+    var host = location.hostname || 'localhost';
+    var feed = document.getElementById('ai-moderation-feed');
+    if (! feed) return;
+
+    var ws;
+    try {
+        ws = new WebSocket('ws://' + host + ':' + port);
+    } catch (e) { return; }
+
+    ws.onopen = function () {
+        feed.innerHTML = '<p class="text-gray-400">已连接，等待 AI 审核事件…</p>';
+    };
+    ws.onclose = function () {
+        feed.innerHTML = '<p class="text-gray-500">WebSocket 未连接（workerman 未运行或端口不通）</p>';
+    };
+    ws.onmessage = function (e) {
+        var msg;
+        try { msg = JSON.parse(e.data); } catch (err) { return; }
+        if (! msg.event || msg.event.indexOf('ai.moderation') !== 0) return;
+
+        var d = msg.data || {};
+        var item = document.createElement('div');
+        var text = '[' + new Date().toLocaleTimeString() + '] 评论 #' + (d.comment_id || '?') + ' ';
+        var cls = 'border-gray-300 bg-gray-50 dark:border-white/10';
+
+        if (msg.event === 'ai.moderation.started') {
+            text += '开始审核…';
+            cls = 'border-blue-300 bg-blue-50 dark:border-blue-500/30';
+        } else if (msg.event === 'ai.moderation.finished') {
+            var labels = { approved: '已通过', rejected: '已拒绝', spam: '垃圾评论' };
+            text += '审核完成：' + (labels[d.verdict] || d.verdict);
+            cls = d.verdict === 'approved' ? 'border-green-300 bg-green-50 dark:border-green-500/30'
+                : (d.verdict === 'spam' ? 'border-red-300 bg-red-50 dark:border-red-500/30'
+                : 'border-amber-300 bg-amber-50 dark:border-amber-500/30');
+        } else if (msg.event === 'ai.moderation.failed') {
+            text += '审核失败：' + (d.error || '未知错误');
+            cls = 'border-red-300 bg-red-50 dark:border-red-500/30';
+        }
+
+        item.className = 'rounded-md border px-2 py-1 ' + cls;
+        item.textContent = text;
+        feed.prepend(item);
+    };
+});
+</script>